Bankruptcy Blog - Rockland Bankruptcy Attorney - Frank J. LaPerch, PC

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It’s possible to file for bankruptcy on your own without the assistance of an attorney. Some people choose this path because they assume it will save them money. The truth is, though, filing without an attorney can cost them big in the long run. If you’re filing for bankruptcy, should you consider going it alone? […]

The timing of your bankruptcy can be a major factor in how successful you are with filing. Just a few months can mean the difference between having debts fully discharged and having to repay them in a repayment plan. Make no mistake – when you file for bankruptcy is one of the most important factors […]

Many homeowners have a second mortgage on their homes. It can be an effective tool for easing financial challenges, helping with renovations and other bigger expenses, or for creating a better arrangement when you first buy your home. Like with any debt, there is a certain level of unpredictability as to how life challenges and […]

Nobody predicts they’ll need to file for bankruptcy one day. Most people view bankruptcy as a last resort and assume their circumstances will keep them immune to something that drastic. Unfortunately, it’s impossible to predict how everything will go in life, especially financially, and ultimately, nobody is immune to bankruptcy. No matter how careful you […]

Finances are one of the most contentious issues in a marriage. This is especially true when one spouse has serious financial problems and the other has none – or at least not enough to warrant filing for bankruptcy. It’s possible for one spouse to file for bankruptcy without the other doing the same, but rarely […]

Payday loans might seem like a convenient way to get cash quickly when you are stuck in a bind, but these types of loans can actually put you at great risk. For some payday loan borrowers, these loans are what led them down the path to bankruptcy. What are Payday Loans? Lending establishments that offer […]

Having to file for bankruptcy is often viewed as something negative, but recent evidence shows filing might actually extend your life. Of course, nobody is saying if you have perfect credit you should rush out, overextend yourself, and get into enough financial trouble to qualify for bankruptcy. However, if you are currently facing financial challenges […]

Credit cards are one of the primary reasons people travel down the road to bankruptcy. They can be powerful tools to help manage money and enjoy rewards, but they can also be destructive and make it easier to get in much too deep, financially speaking. If credit cards are causing you serious financial trouble, here’s […]

Having past due bills is a common problem for many Americans. Unfortunately for some, unpaid bills are such a problem they receive calls from creditors on a regular basis. Whether you get the occasional call or text about a bill you forgot to pay, or you have mounting debt and an increasing problem dealing with […]

Bankruptcy is one of the most valuable tools available to those who need assistance getting their financial situation back on track, but it can also be one of the most intimidating circumstances in a person’s life. The good news is you can take steps to prepare yourself for bankruptcy and all that comes with it, […]

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