Bankruptcy Archives - Rockland Bankruptcy - Frank J. LaPerch, PC

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It’s that time of year when you can reflect on the 12 months that passed and begin to look forward to the 12 ahead. For many people, reminiscing and planning involves finances – how they are now, how they could be better, and what needs to be done to achieve any goals. If you are […]

Bankruptcy court is often the most intimidating aspect of filing for bankruptcy. Someone who might be willing to file for bankruptcy if it were only a matter of filling out paperwork might choose a different path because the thought of “going to court” is just too overwhelming. The good news is bankruptcy court is not […]

Medical debt is one of the most common reasons people are pushed into financial turmoil. Most medical debt comes unexpectedly and is often much higher than expected – the amount of money associated with medical treatment can be astronomical. The problem is compounded even more when a person is unable to work because of his […]

Finding a place to live if bankruptcy has forced you out of your home is stressful. Bankruptcy can make it difficult to qualify for a mortgage, at least for the foreseeable future, so renting is likely your only option. The trouble is, you might also find it challenging to rent a home after bankruptcy. Luckily, […]

Finances and debt can be a cold issue void of any passion, but can also be something that is very emotional. This is especially the case when financial problems arise and people are faced with bankruptcy. If you are struggling with money and you believe bankruptcy could be in your future, here’s what you should […]

Though it is possible for certain debts to be discharged when you file for bankruptcy, there are also cases in which creditors are paid the money they are owed – or at least a portion of it. If you file for Chapter 13 bankruptcy, you will pay your creditors back through a repayment plan that […]

There are many reasons why people choose to file for bankruptcy, but most fall into one of a few categories. If you are considering filing, it can be comforting to know that others have been in your shoes. If you face any of the following situations and feel backed into a corner financially, you are […]

Many people feel embarrassed or ashamed when they file for bankruptcy. Despite it being a tool to help you get back on track financially, society has attached a negative stigma to bankruptcy that prevents many people from taking action. It’s a shame, too, because not only is bankruptcy useful for helping you get control of […]

There are plenty of people out there struggling to make ends meet financially. In many cases, they are living paycheck to paycheck or lacking the savings needed for an emergency or unexpected expense. Something as drastic as filing for bankruptcy might seem a ways away, but if their current situation continues, bankruptcy could one day […]

Securing a student loan might seem like a great idea to help you pay for college, but many graduates soon realize what seemed smart four or so years ago now leaves them strapped with a significant financial burden. If you feel as if your student loan debt is out of control and you are frightened […]

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