Chapter 7 Archives - Rockland Bankruptcy - Frank J. LaPerch, PC

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We’ve all been there – we swear we are not going to spend another dime holiday shopping and suddenly a sale pops up that is too tempting to resist. Disregarding our current financial difficulties, you put the item in your cart, whipping out the credit card or clicking the “buy” button impulsively. There is something […]

Are you contemplating bankruptcy? Are your plans to start fresh in 2015 and finally get your financial struggles under control? The end of the year is a great time to begin planning for positive financial changes, but your intention to file for bankruptcy can have a significant effect on your holiday season. Generous gift giving […]

A person filing for bankruptcy is required to participate in a Meeting of Creditors. It might seem like one of the most intimidating aspects of filing for bankruptcy, but if you understand what to expect and work with an experienced bankruptcy attorney, the meeting becomes just another part of the process. The Meeting of Creditors, […]

Determining whether or not you qualify for bankruptcy can be an intimidating experience. Struggling with finances does not automatically make you a good candidate for bankruptcy, and likewise, doing “OK” financially could still mean you are on a one-way path to needing bankruptcy. There are several things you need to consider when determining if bankruptcy […]

Contacting a bankruptcy attorneyContacting a bankruptcy attorney is something the average person tends to put off for as long as possible. Unfortunately, waiting too long can cost you even more. Though you do not want to rush into such an important decision, once you know for sure bankruptcy is a reasonable option, you should act […]

Bankruptcy fraud is a serious offense and can cause your bankruptcy case to be dismissed. Worse yet, it can get you into legal trouble. Unfortunately, people filing for bankruptcy are accused of committing fraud even if their actions were unintentional. This is why it is so important to work with an experienced bankruptcy attorney who […]

Many people assume filing for bankruptcy will solve all of their financial problems. In fact, many have used the process to the point of abuse when it comes to repaying their debts. They accumulate debt, planning in advance to declare bankruptcy and eliminate their responsibility to pay it back. Unfortunately, this has not only led […]

For many, the bulk of their debt is from the money they borrowed to attend college. Many people filing for bankruptcy either have a big chunk of student loan debt or are put over the financial cliff when their student loans come due. Furthermore, many of the most common questions from people considering bankruptcy relate […]

Not having enough money to pay your bills is usually a symptom of a bigger problem. Unfortunately, it can indicate a serious issue with your financial health. In many cases, something that begins as a minor problem making ends meet can spiral out of control. This is especially true for many lower and middle income […]

Bankruptcy is a mysterious process to many and in some cases people are embarrassed to admit bankruptcy is their only option. Unfortunately, society has created a bankruptcy stigma and people who choose to file believe they will be viewed as irresponsible or careless, and avoid filing, even if it is in their best interest. As […]

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