Bankruptcy Lawyer Archives - Rockland Bankruptcy - Frank J. LaPerch, PC

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Many homeowners have a second mortgage on their homes. It can be an effective tool for easing financial challenges, helping with renovations and other bigger expenses, or for creating a better arrangement when you first buy your home. Like with any debt, there is a certain level of unpredictability as to how life challenges and […]

Nobody predicts they’ll need to file for bankruptcy one day. Most people view bankruptcy as a last resort and assume their circumstances will keep them immune to something that drastic. Unfortunately, it’s impossible to predict how everything will go in life, especially financially, and ultimately, nobody is immune to bankruptcy. No matter how careful you […]

Finances are one of the most contentious issues in a marriage. This is especially true when one spouse has serious financial problems and the other has none – or at least not enough to warrant filing for bankruptcy. It’s possible for one spouse to file for bankruptcy without the other doing the same, but rarely […]

Payday loans might seem like a convenient way to get cash quickly when you are stuck in a bind, but these types of loans can actually put you at great risk. For some payday loan borrowers, these loans are what led them down the path to bankruptcy. What are Payday Loans? Lending establishments that offer […]

Having to file for bankruptcy is often viewed as something negative, but recent evidence shows filing might actually extend your life. Of course, nobody is saying if you have perfect credit you should rush out, overextend yourself, and get into enough financial trouble to qualify for bankruptcy. However, if you are currently facing financial challenges […]

Bankruptcy is one of the most valuable tools available to those who need assistance getting their financial situation back on track, but it can also be one of the most intimidating circumstances in a person’s life. The good news is you can take steps to prepare yourself for bankruptcy and all that comes with it, […]

It doesn’t matter who you are, it’s possible to experience financial challenges. This applies to anyone in the civilian population, as well as military members. And in many cases, service members and their families might be at greater risk for financial struggles because of the nature of their work. There is a great deal of […]

Anyone in the midst of a job search already knows how frustrating the process can be and how it constantly feels as if you are being judged. Employers go to great lengths to ensure they are choosing the right candidate for a job, and in some cases that includes reviewing an applicant’s credit history. As […]

One of the biggest concerns you have when filing for bankruptcy is denial of your request. This is one of the primary reasons people filing for bankruptcy choose to work with an attorney – it decreases the chances of a denial or risking losing assets. Unfortunately, requests can be denied for a variety of reasons, […]

When you file for bankruptcy you will be required to participate in credit counseling just prior to filing, and you will also need to participate in debtor education after you file. Both programs help you learn how to manage your finances and credit better in the future. A debtor education certificate is not necessary prior […]

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