Bankruptcy Blog

How to Prevent Credit Cards from Driving You into Bankruptcy

Credit cards are one of the primary reasons people travel down the road to bankruptcy . They can be powerful tools to help manage money and enjoy rewards, but they can also be destructive and make it easier to get in much too deep, financially speaking.  If credit cards are causing you serious financial trouble, here’s what you need to know: Budgeting One of the most important things you can...
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What is a Debtor Education Certificate?

When you file for bankruptcy you will be required to participate in credit counseling just prior to filing, and you will also need to participate in debtor education after you file. Both programs help you learn how to manage your finances and credit better in the future. A debtor education certificate is not necessary prior to filing, but it will be necessary to complete the bankruptcy process. Debtor education programs...
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