Bankruptcy Blog

What Does It Mean If a Creditor Gets a Judgment Against Me?

If you have not paid a debt it is possible the creditor will file a claim in court and obtain a judgment against you. What does this mean? A judgment is the result of a lawsuit. If a claim is filed against you regarding a debt and you do not file an answer within a certain period of time, a default judgment can be issued. If you do respond to...
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What is Fair Credit Reporting?

Fair credit reporting is a term associated with your credit report. Credit reports are files featuring details about your identity, your employment history, your address, and other important information about your borrowing and repayment history. Creditors use this information to determine whether or not to extend you credit when you request a loan. Credit reports are generated by credit reporting agencies. These companies are governed by the Fair Credit Reporting...
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