Bankruptcy Blog Archives - Rockland Bankruptcy - Frank J. LaPerch, PC


Bankruptcy is a mysterious process to many and in some cases people are embarrassed to admit bankruptcy is their only option. Unfortunately, society has created a bankruptcy stigma and people who choose to file believe they will be viewed as irresponsible or careless, and avoid filing, even if it is in their best interest. As […]

Many people are surprised to learn much of what they thought they knew about bankruptcy is actually untrue. Chances are unless you are struggling with debt or considering bankruptcy, you pay little attention to bankruptcy law. Unfortunately, this leads to a lot of misunderstanding about the process, and in situations when a person might be […]

Fair credit reporting is a term associated with your credit report. Credit reports are files featuring details about your identity, your employment history, your address, and other important information about your borrowing and repayment history. Creditors use this information to determine whether or not to extend you credit when you request a loan. Credit reports […]

Financial issues are often a point of contention during a divorce and bankruptcy can complicate the situation even further. When soon-to-be-former spouses are considering or in the process of a Chapter 13 bankruptcy, the decision to divorce can have a major effect on the bankruptcy. Chapter 13 bankruptcy is the option chosen by those who […]

For many people experiencing financial struggles, bankruptcy is an absolute last resort and they will do whatever it takes to avoid filing. Unfortunately, “whatever it takes” is often far more detrimental than had they chosen bankruptcy. Though bankruptcy does signify a person is experiencing significant financial hardship, it provides an opportunity to put an end […]

Anyone who files for bankruptcy is assigned a trustee. This is an impartial person appointed by the court system to oversee the case and ensure the bankruptcy filing is proper and determining whether there are any funds or assets available to distribute to creditors. The trustee’s duties include reviewing the debtor’s petition, investigating the debtor’s […]

Financial debt occurs when you borrow money to pay for something. There are two types: unsecured and secured. It is the item or items for which the money is borrowed that determine whether it is secured or unsecured debt. For instance, if there is property a creditor can take from you if you fail to […]

Wage garnishment is a term that frightens many people facing financial hardship. This is due in part to people not fully understanding how wage garnishment works. If a person owes a debt and is unable to pay it of his or her own accord, and he or she has a steady income from an employer, […]

Foreclosure is one of the scariest experiences a homeowner can encounter. The thought of losing your home because you fall behind on payments is devastating. Unfortunately, when you purchase a house, you can never be 100% certain what the future holds. The loss of a job or the surprise of medical bills can trigger a […]

Making the commitment to improve your financial situation by filing for bankruptcy is a big step. It creates a shift from hopelessness and harassment to positive action and self-control. However, not all bankruptcy filings run smoothly. One of the most important things you can do to ensure bankruptcy helps you build a brighter future is […]

Questions/ Summary of Case

This field is for validation purposes and should be left unchanged.

Contact Us

  • 148 South Liberty Drive
    Stony Point, New York 10980


    Get Social

    facebook linkedin

Frank LaPerch

Copyright © 2024 Frank LaPerch | All rights reserved | Sitemap
Rockland-Bankruptcy on Attorneys Delivered
Legal Website Design by Legal Web Design | Authored By Frank LaPerch